Terms of Service

These Terms of Service (“Terms”) govern your use of the website, products, software, algorithms, and services (collectively, “Software” or “Services”) provided by Vector Algorithmics Inc., operating under the Vector Capital brand (“Vector,” “Vector Capital,” “we,” “us,” or “our”). By accessing, leasing, or using our Software or Services, you (“Client,” “you,” or “your”) agree to be bound by these Terms. If you do not agree, do not use our Software or Services.

1. Nature of Services

• Vector provides algorithmic trading technology and algorithmic portfolio strategies designed to operate on a client’s self-directed brokerage account at a US-regulated brokerage.
• Vector is not a registered investment adviser, money manager, broker-dealer, or fiduciary.
• Our Software is licensed to you as a technology solution only. It does not constitute financial advice, investment management, or portfolio management services.
• All decisions regarding whether to use, enable, or disable our Software rest solely with you.

2. No Investment Advice; No Management of Funds

• Vector does not provide financial, investment, tax, or legal advice.
• Vector does not solicit or recommend specific trades.
• Vector does not execute trades on a discretionary basis, hold custody of client funds, or exercise discretionary authority over any trading account. Your capital is held at all times in your own brokerage account, and you may pause, disconnect, or stop using the Software at any time.
• You remain fully responsible for all trading decisions, including position sizing, instrument selection, risk management, and account supervision.

3. Risk Disclosure

• Trading involves significant risk of loss. You may lose part or all of your invested capital.
• Past performance of any algorithm does not guarantee future results.
• Leveraged products such as futures, forex, and options can magnify losses as well as gains.
• You acknowledge that all trading is speculative and unsuitable for everyone. Please review our full Disclaimer & Risk Disclosure.

4. System & Technology Risk

• All software is subject to potential errors, delays, bugs, outages, or connectivity issues.
• Vector is not responsible for failures or delays caused by brokers, data feeds, internet connections, power interruptions, or third-party APIs.
• You are responsible for monitoring your account, trades, and risk settings at all times.

5. User Responsibility

• You control all account settings, including (but not limited to) enabling and disabling algorithms, margin use, risk exposure, and position size.
• All trades are executed in your account, in your name, and are solely your responsibility.
• You are responsible for compliance with your broker’s rules, platform requirements, and risk disclosures.
• You agree to consult your own qualified financial, tax, and legal advisers prior to using the Software.

6. No Guarantees

• Vector makes no guarantees or warranties regarding profitability, performance, outcomes, or user satisfaction, unless specifically stated otherwise in an individual written contract signed by both parties.
• No guarantee is made with respect to achieving profits or avoiding losses.
• The Software and Services are provided strictly “as is” and “as available.”

7. Fees, Refunds & Chargebacks

• All payments for licensing or leasing the Software are final and non-refundable, unless specifically stated otherwise in an individual written contract signed by both parties.
• You acknowledge that no refunds, reimbursements, or chargebacks will be granted once access to the Software is delivered, except where expressly provided in such a signed contract.
• Attempted chargebacks constitute a breach of this Agreement and may result in legal action and/or collection proceedings.

8. Limitation of Liability

To the maximum extent permitted by law, Vector and its officers, employees, contractors, and affiliates shall not be liable for any financial losses, lost opportunities, missed trades, technical failures, or adverse market outcomes. By using the Software, you assume full responsibility for your trading activity and release Vector from any and all claims related to profit expectation, loss, dissatisfaction, or perceived service obligations.

9. Intellectual Property

All right, title, and interest in and to the Software, the Services, and all related content (including algorithms, source code, documentation, copy, designs, logos, and trademarks) are and shall remain the exclusive property of Vector. No license is granted to you except for the limited, non-exclusive, non-transferable right to use the Software in accordance with these Terms.

10. Legal & Protective Language

• You expressly acknowledge that use of the Software is at your own risk and discretion.
• You agree not to hold Vector liable for any claims, disputes, or complaints relating to financial performance, account results, or expectations of service, unless otherwise expressly agreed in a written contract signed by both parties.
• You agree that this Agreement supersedes any implied warranties, oral representations, or marketing claims.

11. Governing Law & Jurisdiction

These Terms shall be governed by and construed under the laws of the State of Delaware, United States. Any dispute or claim shall be subject to binding arbitration in Delaware, and you waive your right to trial by jury.

12. Modifications

Vector reserves the right to update or modify these Terms at any time. Changes will be effective immediately upon posting on the website. Your continued use of the Software constitutes acceptance of the modified Terms.

13. Entire Agreement

These Terms constitute the entire agreement between you and Vector. No oral or written statement outside these Terms shall be relied upon as modifying or adding to this Agreement, unless specifically stated otherwise in an individual written contract signed by both parties.

14. Acceptance

• You have read and understood this Agreement.
• You acknowledge the risks of trading.
• You accept full responsibility for all outcomes.
• You agree that Vector Algorithmics Inc. is a software provider only and not responsible for trading results.

15. Contact

For questions about these Terms, please contact: management@vectoralgorithmics.com.